Vacation rentals with lake access in Hamilton County

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Top-rated lake access rentals in Hamilton County

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite

An aerial view showcases a sprawling estate set on over 13 acres, featuring a landscaped yard with manicured grass. A large pond is visible in the background, surrounded by trees and established gardens. The elegant architecture of the buildings complements the serene outdoor environment.

Guesthouse in Carmel-by-the-Sea

5 out of 5 average rating, 11 reviews

Gated estate home, 10 minutes to Christkindlmarkt!

A private country escape in the heart of the suburbs on a 13+ acre gated estate property with old world charm! Accommodations include a semi-attached carriage home w/dedicated garage parking, fully equipped kitchen, W/D, access to commercial style fitness center, indoor half bball court with pickleball & plenty of outdoor living and areas to explore. -15 min to Grand Park -30 min or less to Lucas Oil/Gainbridge/IND/Speedway -10 min to Carmel Arts & Design District -10 min to Zionsville Village

An open-concept living area features comfortable seating arrangements, a dining table, and a modern kitchen. Light streams in through large windows, illuminating the hardwood floors. Decorative elements include colorful cushions and wall art, creating a vibrant atmosphere for relaxation and socializing.

Home in Indianapolis

4.71 out of 5 average rating, 69 reviews

LUX DT CARMEL MONON Oasis-Shelter in Place Welcome

LONG TERM & SHELTER IN PLACE STAYS ARE WELCOME AND INVITED AT A DI$COUNT Beautifully decorated open concept. Upscale home located in Carmel just feet away from the Monon Trail and Monon Community Center/Waterpark. Comfortable memory foam beds and beautiful running hardwoods. Walk in showers/tiled floors and walls. Granite kitchen stocked w/ all equipment needed to cook a family meal. Quick highway access in all directions to get where you're going quickly. Perfect place to relax or socialize!

A two-story lakefront home is surrounded by greenery, with a spacious deck offering outdoor seating. Below, a gravel area features a firepit surrounded by chairs. The welcoming environment is complemented by nearby trees and a view of the water beyond.

Home in Cicero

Spacious Lakefront in Cicero

Stay at this great place with lots of room for fun on Morse Reservoir in Cicero! Traveling with a group for a Grand Park tournament, a family reunion, or a concert at Ruoff? Our lake home is the cost-effective way to stay together! Grand Park - 20 min drive Ruoff Music Center - 30 min drive Lakefront, firepit, game room, & more. Sleeps 15 (upgrade to 18, ask for details) Electric bikes available to rent. Note: 3 bundles of wood provided, guests must purchase additional wood if desired.

Guest favorite

The exterior of a multi-level house is depicted among lush trees under a clear blue sky. Wooden decks and railings surround the home, complemented by a wooden staircase leading to the entrance. An American flag stands prominently in front, adding a touch of warmth to the setting.

Home in Noblesville

4.94 out of 5 average rating, 17 reviews

Private lakefront home with endless views

Escape the hustle of life to this gorgeous lakefront retreat. Decorated with stained glass and antiques, this family friendly home has been entertaining us for years. Start off with coffee on the porch or a relaxing swim before kayaking around the lake's many inlets. Kids adore sliding into the lake to cool off and shooting hoops out front. Evenings are perfect for dinner on the grill and s'mores around the fire pit. Or, board games first, then a movie and popcorn on the couch. Memories await!

Guest favorite

A serene view of the lake at sunset is presented, showcasing calm water reflecting shades of orange, pink, and purple in the sky. Lush greenery is seen along the shoreline, creating a natural border around the water, enhancing the tranquil atmosphere.

Cottage in Cicero

4.97 out of 5 average rating, 32 reviews

Lake front Cottage on Morse Reservoir w/ Boat Slip

Lakefront home on Morse Lake!! Great for larger groups, Sleeps 10! Walk out Basement. Fire pit overlooking the water, private dock for fishing/swimming. Open floor plan with sliding glass doors looking out to the water, from both up and downstairs family rooms. Enjoy watching the sunset over the water, from the back 2 decks. 15 minute drive to Grand Park. Main floor Master with King Bed. Main floor Full Bathroom with tub/shower. Additional 2 Bedrooms and Bathroom with shower in basement.

Top guest favorite

Home in Cicero

5 out of 5 average rating, 10 reviews

Shore Thing House

Welcome to Shore Thing House @ Lakeside Bluffs! Come stay seconds from Morse Reservoir in this beautifully built 2025 lake home! A gorgeous second story balcony overlooks the beautiful sunsets on Morse Reservoir. Whether you're bringing your family in town for leisure and want to spend some time on the water or here for extended stays in Indy for business, this is one of the most elegant and glamorous stays that you can find in Hamilton County! A close drive to Grand Park, Ruoff, and Indy!

Home in Cicero

New place to stay

Lake Front Home & Private Dock

This spacious lakefront home on Lake Morse enjoys views of the water throughout the home. The home has 4 bedrooms and 4 bathrooms with 3600 square feet of indoor space plus the amazing outdoor deck space. The decks each enjoy a terrific vantage point for enjoying the amazing show of nature and activity on Lake Morse. The bottom floor contains the 4th bedroom, a full bathroom and a full kitchen. Enjoy the use of our new private boat dock during your stay. Close to Grand Park & Ruoff Center.

Guest favorite

The exterior of the house features a spacious deck with multiple seating areas, including a table under an umbrella and lounge chairs. A screened porch extends from the upper level, providing a shaded area. The lush green lawn leads down to the water.

Home in Cicero

4.88 out of 5 average rating, 48 reviews

Lakehouse Oasis on Morse Reservoir—Private Getaway

The Lakehouse Oasis overlooking beautiful Morse Reservoir is perfect for families and large groups (Sleeps 14). Enjoy backyard waterfront access with a private dock to swim, fish, and boat from. Our open floor plan home has stunning waterfront views so get ready for an epic sunrise every morning! Morse reservoir is an all-sports lake with no shortage of attractions including boating, golfing, hiking, shopping, and of course dining. *Sports families we are 15 minutes away from Grand Park.

Guest favorite

A cozy bedroom features a spacious bed adorned with white linens and decorative pillows, including one that reads 'FAITH.' A soft rug lies beneath the bed. Natural light filters through sheer curtains, complemented by a standing mirror and a bedside lamp, creating a warm ambiance.

Private room in Fishers

4.91 out of 5 average rating, 11 reviews

The Sunset Suite: 10 minutes from I-69

(12ftX11ft)Suite: Welcome to our Sunset Serenade Homestead Suite , a rustic-chic retreat blending farm-style decor with modern comforts. Enjoy vintage furnishings, ambient lighting, and the soothing melodies of a record player. Perfect for unwinding in serene countryside surroundings, offering a cozy and nostalgic stay. The centerpiece of the room is a luxurious full-size memory foam mattress, promising a restful night's sleep after a day of exploring Fortville's vibrant streets.

A charming cabin exterior is highlighted by red siding and a triangular roof. Large windows are framed by white railings, allowing natural light to brighten the interior. A well-maintained lawn features seasonal greenery and a vibrant tree, contributing to the serene surroundings.

Cabin in Cicero

Walk to Reservoir: Cicero Home w/ Furnished Deck!

Modern Interior | Fenced Yard w/ Fire Pit | Quiet Neighborhood Welcome to your Cicero vacation rental — a charming 3-bedroom, 2-bath cabin perfect for a family retreat. Spend your days on the lake, strolling down Main Street, or catching your favorite artist at the Ruoff Music Center. Water enthusiasts will love nearby Morse Reservoir, ideal for boating and fishing. After a day of adventure, head back to grill your fresh catch and enjoy a relaxing al fresco dinner on the patio!

Top guest favorite

A cozy private room is displayed, featuring a spacious bed with a striped duvet and light-colored decor. A desk with an espresso machine and a small plant are positioned beside the bed. Natural light enters through a window, illuminating the minimalist design.

Private room in Noblesville

5 out of 5 average rating, 19 reviews

Queen Bed | Lake View | Close to Ruoff/Grand Park

Enjoy a peaceful stay in a cozy private room with a private bathroom, walk-in closet, and beautiful lake views. The room features a desk, espresso machine, and free coffee & tea. Fast Wi-Fi included — perfect for relaxing or working remotely. Guests have access to the kitchen, fridge space, and a backyard grill for outdoor cooking. Free parking available. Located in a quiet, safe neighborhood just 3 minutes from Meijer, plus nearby restaurants and parks.

A three-story lake house is positioned among trees, featuring multiple decks and large windows. A boat dock is visible in the foreground, with a blue boat secured at the slip. The exterior is painted blue, creating a serene atmosphere.

Home in Noblesville

4.71 out of 5 average rating, 48 reviews

Morse Reservoir | Sleeps 20 | w/ Free Boat Slip

New owners as of 6/26/2025! This 3-story lakehouse sleeps 20+ and is built for coming together and making memories. First floor: huge kitchen, dining for 20, outdoor setup for 14+, and a bunk room that sleeps 10. Second: 3 queen rooms, full bath, and a game room with pool, ping pong, and air hockey. Third: king suite with ensuite bath. Indoor hammocks, loft hangout, 3 decks with lake views, and a free boat slip in warmer months. Lake days start here.